LinkPoint Fraud FlexDetect
The Fraud FlexDetect℠ solution is an innovative, effective fraud detection and management tool fully integrated into the authorization flow. Our solution provides a comprehensive approach to efficiently address fraud without limitations on the key elements that make fraud prevention tools most effective.
With countless practices, procedures, and providers available to help card-not-present merchants mitigate fraud attempts, merchants can become overwhelmed in developing a customized fraud prevention strategy that strikes the right balance between control and delegation of fraud prevention activities.
Fraud Solution Advantages
- Add real-time fraud scoring without negatively impacting authorization response speed or system flexibility.
- Leverage the latest sophistication in identifying fraud trends and validating suspicious transactions without additional integration efforts.
- Optimize sales, control costs and minimize risk through customization of both automated rules and manual review processes.
- Gain efficiency through consolidated visibility into order and chargeback details along with easy access to issuer, customer, third party, and historical data.
Features & Benefits
Minimize IT effort and maintenance
- Fully integrated into the existing real-time or batch authorization stream.
- Subsequent transactional updates communicated by CardConnect.
- Authorization reversal automatically triggered for rejected transactions.
Processor infrastructure must allow for unique merchant data and existing processes
- Non-payment data like open text fields, failed attempts, and loyalty details can be sent in the authorization message.
- Fraud Score Only transaction type can send data into Fraud FlexDetect interface without impacting the issuer or authorization.
- Built to complement Verified by Visa, MasterCard SecureCode, and TransArmor data.
Ability to easily adapt to new fraud patterns
- Real-time flexible rule interface, completely customizable by the merchant user.
- Analysis and trends easily detected through best in class linkage, reporting and visualization tools.
Access to the latest, most sophisticated detection tools
- IP Geolocation, Shared Database access, and Device Fingerprinting come standard.
- 8 additional validation services available (without IT effort) depending on merchant needs.
- Ability to add validation features as Accertify makes them available.
Full control and customization of scoring rules and manual review procedures
- Full edits for layout, screen views, roles, rulesets, and weight of scoring.
- All transactions eligible for scoring (including alternative payments, soft declines, and $0 authorizations) or just certain groups.
- Custom test environment to evaluate and analyze rules before production.
Simple, user-friendly implementation and set-up
- Personalized Fraud Implementation Manager will help test, certify, and train users.
Visibility into the life cycle of the transaction
- Chargeback and retrieval data automatically uploaded daily into the Fraud FlexDetect database.
- Analysis and Performance Reporting cover the fraud management process from end to end.
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